SBA Form 3513 - Declaration of Identity Theft

How to Complete SBA Form 3513 for Reporting Identity Theft

If you suspect that an SBA loan identity theft has been misused under your name or your business's name, filling out form 3513 is a crucial step in addressing this issue. This form is specifically designed to report instances where identity theft has impacted SBA disasters and economic injury loans, including PPP loans. 

Understanding SBA Form 3513

The Form is used to report identity theft involving SBA loans, such as COVID Economic Injury Disaster Loans (EIDL) and Paycheck Protection Program (PPP) loans. The form is divided into several sections, each requiring specific information about the identity theft incident, the victim, and the person reporting the crime if they are not the victim themselves. Completing this form is voluntary, but failure to provide the necessary details might complicate the resolution of your identity theft claim.

Step-by-Step Guide on How to Fill Out SBA Form 3513

1. Determine the Type of Declaration: Start by selecting the box in Section A that corresponds to your situation, whether you're reporting for yourself, a minor, a deceased individual, or an incapacitated person.
2. Fill in Representative Details: If you are not the direct victim, Section B requires information about your relationship with the victim and your contact details.
3. Provide Victim’s Information: In Section C, list the complete and correct details of the identity theft victim, including name, social security number, and contact details. If the victim is a business, include the business name and taxpayer identification number.
4. Describe the Incident: Section D asks for a declaration describing the identity theft incident. Be as detailed as possible, mentioning how you discovered the theft and any steps already taken, like notifying banks or credit agencies.
5. Sign and Attach Relevant Documents: A handwritten signature is required at the end of the form. Also, attach any documents that support your claim, such as police reports or statements from financial institutions.

Tips for Submitting SBA Form 3513

When dealing with SBA identity theft, it's crucial to submit your completed form to the correct email address to expedite the process. For EIDL-related identity theft, send the form to IDTheftRecords@sba.gov. For PPP-related issues, the correct address is PPPidtheftinquiries@sba.gov. Ensure all provided information is accurate and complete to avoid delays. Additionally, keeping a copy of your filled form and sent emails might be beneficial for future reference.