Form 8915-F

What Is Form 8915-F

Also known as ‘Qualified Disaster Retirement Plan Distribution and Repayments’, this IRS document serves a specific purpose related to natural disasters. Its primary function is to assist individuals affected by qualified disasters in managing their retirement accounts. This form allows taxpayers to report and handle distributions from retirement plans, by spreading the associated income over three years for tax purposes. It also permits recontribution of withdrawn funds, helping alleviate financial burdens for disaster-affected individuals.

Who Should Use 8915-F Form

The document is intended for individuals who have been affected by qualified natural disasters and need to manage their retirement plan distributions. Those who should consider using this form include:

• taxpayers who have taken qualified disaster-related distributions from their retirement accounts;
• individuals seeking to report these distributions and spread the associated income over three years for tax purposes;
• those who wish to recontribute withdrawn funds to their retirement plans to avoid penalties and ease financial burdens caused by the disaster.

How to Fill Out IRS Form 8915-F

The form consists of four pages and four fillable parts. Find it in the PDFLiner’s gallery of pre-designed templates and complete it online by following these steps:

1. Indicate your name, Social Security Number (SSN), and other identifying details as required.
2. In Part I, report total distributions from all your retirement plans. Include the date of each distribution, the amount, and the type of retirement plan from which the distribution was made.
3. In Part II, specify the date, amount, and the qualified disaster(s) for each distribution received from retirement plans other than IRAs. Calculate the total distributions for this section.
4. In Part III, record distribution dates, amounts, and the related qualified disaster(s). Calculate the total distributions for this section.
5. In Part IV, document distributions for home-related purposes within the qualified disaster area. Include the relevant details and calculate the total distributions for this section.
6. Sign and date the document in order to confirm that the provided data is accurate and complete.
7. Finally, attach Form 8915-F to your tax return when filing.

Remember to review the instructions provided with the form for any specific guidelines related to your circumstances, and consider consulting a tax professional if you have a complex financial situation or questions about the doc. 

How to File Form 8915-F 2022

After filling out the form, ensure it's properly signed and dated. Attach IRS Form 8915-F for the tax year 2022 to your federal income tax return when you file. Retain a copy for your records. Remember to follow the provided instructions to accurately report qualified disaster-related distributions and repayments.