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What is 1845-0120 form?
1845-0120 form is used by loan holders to define the appropriate level of monthly payments. People need to submit the form if the borrower can’t make previously agreed payments.
What I need 1845-0120 form for?
- To define the alternative level of monthly payments according to new financial circumstances of a borrower;
- Note that you need to provide all the supporting documents. In case the borrower lies, fines await them;
- After filling out the form, the borrower considers it and sets a new amount of monthly payments.
Filling out 1845-0120 form
Before filling out the form, make sure you can get all the supporting documentation about your income. This list includes a letter from the official employer, copies of benefits statements, bills, and so on. The form consists of four parts:
- Personal information (name, home address, phone, e-mail, SSN);
- The information about incomes and bills (salary, monthly expenses including food, transportation, and dependents);
- Family information (its size, the info about spouse);
- Signature on the bottom of the document.
A fully completed and signed form must be sent to a loan holder. After that, they will have to change the amount of monthly payments.
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