What Is a Banking Statement?
Bank statement templates are common financial documents that are widely used by numerous banks and companies. Representatives of financial institutions usually fill out these documents and send them to clients' accounts further. Clients can use them in their tax reports or as proof that a specific procedure took place. Nowadays, fraudsters can send you fake bank statements to receive your personal data. This is why it is important to learn the basics about these documents, when you can use them, and their possible benefits.
These editable bank statement templates usually summarize the transactions made in a specific financial institution during a particular amount of time. Clients usually receive such templates for free from their banks. Banks can reveal to you the data related to transactions including debit, withdrawals, credit, and deposits.
Bank Statement Requirements
To recognize fillable bank statement templates from fakes, you need to learn the basic components of these documents. While the forms can differ based on their type, they still have in common some major details. Here are the components of all editable bank statement documents templates:
- Information about a financial institution. Some forms even contain the bank’s logo. The template includes the address, phone number, and the number of transactions;
- Information on the holder of a particular account. You will see the name, address, phone number, and email address on some editable bank statement templates free. However, many banks just use your name and physical address or email;
- Details on the account. A bank provides the account number or the holder’s number based on the statement it sends. If you want to fill out the form to the bank, you need to include such details as well;
- The date of the statement. No matter who sends the form, whether it is a bank or a client, there must be a date. Write down the current date when you fill out the form. If the bank sends you a statement on your debit card, check on the dates of the transaction and the date when the statement is made;
- Transactions’ details. Regardless of the document you receive or send, it must include the information on the transaction, including the actions on the account in chronological order. Specify the period of action. There may be information on the other accounts that sent money or received money from the particular ID;
- Account summary. Whenever you fill out blank bank statement templates or receive the already-made statement from your bank, there must be information on the total deposit, opening balance, or withdrawals. The closing balance can also be included based on the client’s request.
How to Use Bank Statement Templates
Once you find the right printable bank statement template, visit PDFLiner and enter the form. You can read detailed instructions written for every template in advance and make sure you have all the documents you need in front of you. Based on the document’s type, you have to provide different information there. Here are a few common instructions for you:
- Provide information about the client, including the customer’s number, name, and address.
- Provide data on the bank, including the branch and address.
- Mention the date of the statement and the deadline for the payment.
- Include information on the credit limit and the total amount of money you have there.
- Describe the procedure, including the card type, the balance you had and the balance you’ll have, payments, purchases, charges, and fees.
- Make sure you include the total amount of money.
- You can create or fill the already-made table with the transactions you’ve made, including the date when a particular transaction took place, the account, and the amount that is left on the balance.
- Put your signature and the current date under the table. If you have an official stamp, you may add it as well to make the document look more reliable. If you fill it out online, you can always add a timestamp using the PDFLiner’s editor.
How to Get a Bank Statement Template
There are several options for people who are searching for such templates:
- You can find them on the official website of your bank if it offers such services;
- You can find all the templates on PDFLiner.;
The library of this editor continues to grow, and you can find all the forms you need there. Moreover, unlike the bank’s official website which usually doesn’t offer any PDF editors, PDFLiner enables you to fill out the form online. You can even create your own electronic signature and add it to the document. The timestamp will increase the security level of the form you send to the bank.
